Tabacco and Fuel Tax Rates

Provincial Fuel Tax Rates 2010

1. BC - 7% PST
2. AB - no PST
3. SK - 5% PST
4. MB - 7% PST
5. ON - 8% PST
6. QB - 7.5% PST
7. N.F.L, LBR - 13% HST
8. NS - 13% HST
9. NB - 13% HST
10. P.E.I. - 10% PST
11. N.W.T. - no PST
12. NV - no PST
13. YK - no PST

PST - (Provincial Sales Tax)

HST - (Harmonized Sales Tax)

Febuary 24th post

Today in class we learned how to import jewels using the five steps we learned yesterday . Pay attention too all the tables in this chapter. After we did the example on paper Mr. Maksymchuk showed us how to put that example on a spreadsheet and that it is a lot faster if you do your work on a spreadsheet you just cant use it on our tests. now we have to finish notebook assignment 1-7 you can use the text book table (2003 old) that you can correct yourself or use the new handout table that Mr. Maksymchuk (2008 old) that we will correct together.

Febuary 22nd Post

Yesterday in class we had early dismissal so we only had 40min of class time. In the 40min we did a mental math, and started a new assingment on customs duties and foreign exchange.

BLT

today in class maks talked about gov revenues and expenditures.He explained why we hav income tax and what the government spends their money on. i am pretty bad at this because this is my first time and nothing is working but still GOLDEN!!!!! on pages 114 and 115 there are tables that we can use to. k bye

Government Finances

At the beginning of class we talked about our tests that we wrote on Wednesday and did mental math. We're also skipping to chapter three which is Government Finances. Mr. Maksymchuk also explained to us about the federal, provincial and municipal graph. At the end of class we worked on spreadsheets using tax numbers and inserted pie graphs.

Online Mortgage Caculator

http://www.fcac-acfc.gc.ca/iTools-iOutils/MortgageCalculator-eng.aspx

Scribe Post

On this Monday afternoon we began the class with Mental Math #3. Briefly after finishing that Mr. Maksymchuk explained our new way of recieving homework marks.
The way we will get full homework marks throughout this semester is completing all the notebook assignments and exercises from the textbook on or before the day of the test. I beleive this applies to any other assignments that come up and are assigned as homework.
The last thing we did before begining work for the day was a short lesson lasting about 7 or 8 minutes which has the recording attached to this post. The main thing we were supposed to get out of this lesson was that "it is possible to pay off your mortgage faster with different strategies". Some strategies would consist of investments, tax returns, and placing other sudden lump sums of money onto the principal of your mortgage quickly.

The two pages below are examples of questions for homework on exercise 2 from page 32 and 33. The two questions are number 2 and number 7.

**Mortgage Payments** Thinking of our futures..yay! :)

To start off the class, we first did mental math, which consisted mostly of memory questions from our former lessons,

We then started our lesson for the day which was 'Calculating Mortgage Payments.' We talked about different types of mortgages Open Mortgages, and Variable-Rate Mortgages.

Mak then showed us how mortgage payments have two different parts, Principal and Interest, which are combined to usually make a monthly payment.

He then showed us, through a spreadsheet on Excel, how to figure our your Princical , Interest, Unpaid Balance, Owners Equity.

He also showed us how to find take the monthly payment and find the interest, which is I=p*r*t

Personal Finance Vocabulary (Sample Post)

Beneficiary - person who gets the insurance money when someone dies.

Insurer - the company who provides policies and insurance money in the event of a death.

What's Homework?

Today Glen couldn't scribe so I'm going to today. We started out with our first mental math quiz. Mr Max informed us that our homework is our lecture and to pay attention to him, and we will not be doing a lot of HOMEwork this semester because no one usually does it.Personally, I don't mind this because I don't like homework myself.

We got assigned the notebook assignment on page 22 to be checked for homework today. Mr. Max went through the questions that we had problems with:

Wednesday, February 03, 2010

Today Mr. Max talked about Haiti and what we can do to help, then he handed out mental math and the class policies sheets, then we got our computers assigned to us and most of us are contributors to our class blog, after we did that, Mr. Max , started teaching the first lesson, he is recording his lessons, so that if you need to know something you can come on the blog and listen to the lesson from that class. Anytime he assigns a chapter, we will always have to do the notebook assignment.

Kelsey.

Haiti Relief....What you can do...

My Native Studies class and I would like to help the people of HAITI. We need your support to make a difference. We would like to challenge all SVRSS staff/students to make a difference to show the people of Haiti we care. Following is a list of items that can be placed in a shoebox as a kit. These kits will be sent to Haiti on February 28, 2010. The deadline to submit your kit is Wednesday, February 24, 2010. Please drop off your completed kit with Ms. Munro. Thanking you in advance for your anticipated cooperation on this matter.

SCHOOL KIT
ü 4 spiral notebooks
ü 4 unsharpened pencils
ü 1 ruler (flat, flexible plastic, with cm/in)
ü 12 colored pencils ( in package)
ü 1 large pencil eraser

RELIEF KIT
ü 4 large bars bath soap (in package)
ü 1 plastic bottle shampoo (380-710ml/13-24 oz)
ü 1 squeeze tube toothpaste (130ml/6oz; leave in box)
ü 4 adult size toothbrushes (in package)
ü 4 new bath towels
ü 2 wide-tooth combs
ü 1 fingernail clipper
ü 1 box bandages (minimum 40; assorted)
ü 1 package sanitary pads (18-24 thin maxi)

HEALTH KIT (NEW items only)
ü 1 toothbrush (adult size)
ü 1 squeeze-tube toothpaste (130ml/6oz)
ü 1 large bar of bath soap
ü 1 fingernail clipper
ü 1 hand towel

NEWBORN KIT (NEW items only; 3-9 months)
ü 2 gowns/sleepers
ü 2 undershirts/onesies (short or long sleeves)
ü 4 cloth diapers
ü 1 receiving blanket
ü 4 safety pins (5cm/2in)
ü 1 large bar mild soap
ü 1 pair socks
ü 1 cap

First Post!

Welcome to the online version of this course. Please feel welcome to comment, post, but most especially, to learn with and from each other. Have a pleasant semester!

RM